@nix54 Loans, to those nonwhite individuals who can repay, are great.
Loan DENIALS, to those white individuals who can't repay, are also great.
Obviously.
The problem would be: loans to nonwhite individuals who can't repay.
"Giving a fair crack at life" is NOT giving someone a million dollar loan.
It's giving them reading, writing, arithmetic & the Bill of Rights (e.g., free speech & due process).
If you understand that, great.
And in the event you don't understand that: newsflash, you were part of the problem. (But that's a hypothetical, I am not trying to say here.)